DSCR Loans
Secure DSCR loans based on property cash flow, not personal income, ideal for real estate investors seeking flexible financing solutions.
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DSCR Loans
DSCR Loan Solutions with a Mortgage Specialist
Duane Buziak Mortgage Specialist offers specialized DSCR Loan Services designed for real estate investors who want to qualify based on property income instead of personal income. This type of financing focuses on the rental property’s cash flow, making it easier for investors to secure funding without traditional income documentation. As a Mortgage Specialist, we provide flexible lending options for purchasing new investment properties or refinancing existing ones. Our goal is to help investors grow their real estate portfolios with simple, efficient, and strategic financing solutions. From initial consultation to final closing, our team ensures a smooth and transparent process, guiding you at every step so you can move quickly on investment opportunities and achieve long-term financial success.
Who is eligible for a DSCR Loans?
DSCR Loan Eligibility Overview
DSCR Loans are for real estate investors who qualify based on rental income instead of personal income. Lenders review the property’s cash flow, DSCR ratio, and value to determine approval. Our Mortgage Agent helps evaluate your investment goals to see if this loan is the right fit for your portfolio. We guide you through the qualification process and help you prepare the necessary details for smooth approval.
We handle every mortgage with precision, transparency, and care, ensuring secure financing solutions that protect your property and financial future.
How It Works
Simple 3-Step DSCR Loan Process
Connect with our team to review your investment property and strategy. We evaluate rental income and DSCR ratio to determine eligibility and guide you toward the best loan options. Once approved, our team completes the process to ensure fast and smooth funding for your investment property.
Investment Review
Connect with our Mortgage Broker to evaluate your property and investment strategy.
Loan Qualification
We assess rental income and DSCR ratio to determine eligibility and suitable loan options.
Approval & Funding
Once approved, our team finalizes the process to ensure fast and efficient funding for your investment property.
DSCR Loans FAQs
Common Questions Answered Here
A DSCR Loan is a mortgage designed for real estate investors, where approval is based on property cash flow instead of personal income.
Real estate investors and rental property owners who want income-based financing can apply.
In most cases, personal income verification is not required, as approval depends on rental income.
A Mortgage Broker helps investors find lenders, compare rates, and secure the best DSCR financing options.
Testimonials
Where Homeownership Dreams Come True
EXCELLENT Based on 241 reviews Posted on Sean HugginsTrustindex verifies that the original source of the review is Google. Duane was always available to help answer any questions we had and absolutely secured the best rate possible. He was dedicated to taking great care of us. When many others said they could, Duane was quick to deliver the results he said he would. Professional, approachable, and honest. Thank you, Sean and AnaPosted on Josh OliverTrustindex verifies that the original source of the review is Google. Duane went above and beyond throughout my mortgage refinance. I shopped around multiple times, and every single time he was able to offer a better deal than the others. He saved my family a significant amount on our monthly payment, and we couldn’t be happier with the experience. Highly recommend working with him.Posted on Taylor BloomfieldTrustindex verifies that the original source of the review is Google. Duane truly is the mortgage maestro! He got us an AMAZING interest rate, one that other brokers told me was nearly impossible. He helped us cut out unnecessary costs, offering his expertise every step of the way. Im not sure if Duane ever sleeps, based off of how quickly he responds at all times of the day, I would guess he does not. As he once told my husband and I, he lives and breathes mortgages. We closed on our home in just under 4 weeks! FOUR! Tell your family and friends, Duane is your guy.Posted on Nicolas Morales FonsecaTrustindex verifies that the original source of the review is Google. Duane provided excellent service from start to finish. He was always responsive, knowledgeable, and took the time to clearly explain every step of the process. His professionalism and attention to detail made everything smooth and stress-free. Most importantly, he was able to find a great mortgage deal that fit my needs perfectly. I highly recommend him to anyone looking for a reliable and dedicated loan officer.Posted on Lacey ConnerTrustindex verifies that the original source of the review is Google. Duane is the lender you want when the stakes are high. This was my second home purchase with him, and it truly was a once-in-a-lifetime deal layered with stress, timelines, and the anxiety that comes with building. Duane was steady, patient, and incredibly thorough. He communicated constantly, anticipated issues before they became problems, and made me feel supported and confident through every decision. His guidance turned a stressful process into a successful closing I’m deeply grateful for. I wouldn’t trust anyone else.Posted on Tammy BrownTrustindex verifies that the original source of the review is Google. Look no further!!! You will be so happy that you found Duane!! My husband is a small business owner and wasn't able to qualify for a traditional loan due to itemizing business expenses and his adjusted gross income. I was researching for bank statement loans in Virginia and was lucky enough to have found Duane!! He has been a miracle worker since day 1. I reached out to him and explained the situation. He told me that if he couldn't get my husband approved than no one can! He's very knowledgeable and keeps you in the loop about everything. He never sleeps, he's up all day and night working! Not only did he get the approval but at a very good interest rate!! Duane will forever be my friend and go to for any real estate loans!! Don't think twice about it, just make the call and thank me later!!!Posted on James ImesTrustindex verifies that the original source of the review is Google. Working with Duane was a positive experience. He was professional, responsive, and made each step of the process easy to understand. He was available nearly all the time, always willing to answer questions and provide guidance whenever needed. Overall, the experience was smooth and straightforward, and I would recommend Duane to anyone looking for mortgage assistance.Posted on Mitch WygandTrustindex verifies that the original source of the review is Google. Amazing! Personal! Knowledgeable! Pleasure working with Duane!Posted on Veset LakTrustindex verifies that the original source of the review is Google. Duane is top notch. Very knowledgeable and works diligently with you every step of the way. We had a great experience! Give Duane a call if you’re buying a house!!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Mortgage Agent
Trusted DSCR Loan Advisor Services for Investors
Duane Buziak Mortgage Broker provides DSCR Loan Services from 3302 Haydenpark Lane, Henrico VA 23233, supporting real estate investors across Midlothian, Fredericksburg, Stafford, Mechanicsville, Spotsylvania, Williamsburg, and Charlottesville. As a trusted Mortgage Advisor, we specialize in helping investors secure financing based on rental income potential rather than traditional income verification. Our focus is on delivering smooth, fast, and reliable mortgage solutions for growing real estate portfolios.